Are you looking for a loan in 24 hours without Credit bureau over 3,500 USD because you promise fast liquidity also without Credit bureau? Or are you concerned about a liquidity emergency? A small loan amount should help the household budget with an invoice?
Again and again, the focus for seemingly unbelievable loan promises is on loan-free financing offers. Our credit advisor, free of charge, but financing securely, allows a look behind the advertising.
Credit in 24 hours without Credit bureau advertising
A loan in 24 hours without Credit bureau, applied for, approved and paid out, is that really possible? No problem with advertising. For every unusual loan request, without the slightest creditworthiness and without the risk of a loan refusal, immediately available, the advertising knows the right answers. We are talking about credit without Credit bureau, and the myth that Swiss Credit bureau-free small loans are a real all-rounder.
The loan amounts of $ 3,500 and $ 5,000 for the Credit bureau-free bank loan are known from advertising. The offers for the installment loan obviously come from various banks. Because in advertising it is a Swiss lightning loan, then an international international loan or just a simple bank loan from Lichtenstein. On the part of the advertising messages, the offers differ so clearly that there can only be different offers and providers.
It is true that the advertising comes from different intermediaries. The bank that supposedly decides on the loan in 24 hours without Credit bureau is always the same. As far as all research proves, only one provider may actually legally offer Germans a loan without Credit bureau. As far as understandable, it is the only bank to have Bafin approved. The bank must not have a representative office in Germany for really Credit bureau-free credit.
Financing Credit bureaufrei – truths about the foreign loan
The only commercial providers based in Germany that are allowed to exclude Credit bureau are pawn shops. According to legal regulations, a commercial lender (bank) from Germany may only offer “despite” Credit bureau. The loan offer for “Swiss loan” no longer comes from a bank in Switzerland in 2016. (Federal Administrative Court of April 22, 2009 – Az. 8 C 2.09)
It also becomes clear how wonderfully incomplete half-sentences stimulate the imagination. In advertising, only the core statement is promised: “Credit in 24 hours without Credit bureau” the rest of the statement is left to wishful thinking.
– find in 24 hours?
– apply in 24 hours?
– decided in 24 hours?
– in the account in 24 hours?
Since it is clear from whom the alleged Credit bureau-free credit in 24 hours ??? The question arises as to what the Liechtenstein bank actually offers.
Loan without Credit bureau from Liechtenstein – what can it offer?
The legal offer does not include something like a quick loan. Either 3,500 USD or 5,000 USD can be requested. The application must be made using the post ID procedure. This means that the legally binding loan application can only be made by international mail. The only promises the bank makes are not to ask Credit bureau about the loan decision and not to report approved loans.
With regard to the processing speed, the bank promises to decide each loan application as quickly as possible, in the order in which it is received. There are no time advantages from submitting an application through an intermediary who promises the loan in 24 hours without Credit bureau. Original statement by the management: “One after the other, as the requests are received”.
The creditworthiness is checked by hand using mostly original documents. Instead of looking at Credit bureau’s excerpt, the credit auditor looks at the debtor register of the local court. (No entries allowed). In addition, credit is only granted to those who earn well above the attachment limit, provided that there is no attachment of income or assignment of wages. Loans paid in 24 hours without Credit bureau or even “only” legally binding applications are not compatible with the procedure.
Fast loan payment – despite Credit bureau it can work
Loans with a loan payment in 24 hours or faster with negative Credit bureau are not entirely fictitious. Cream Bank, for example, offers a credit option, even with real-time payment, regardless of the day of the week or time. The bank is known for its direct cooperation with Best Lender, the market-leading portal for loans from private to private.
People who already have an Cream Bank account log in to the website and press the emergency number. The system immediately credits the current account with exactly 100 USD. Another alternative, for example, is Vexcash. The company specializes in microloans between USD 100 and USD 1,000 with a maximum term of 90 days.
The company deals with existing customers in the same way that borrowers imagine the loan in 24 hours without Credit bureau. The negative Credit bureau is generally acceptable, the income may even be far below the garnishment limit. After the first short-term loan has been successfully repaid, a new loan can be requested for payment within 30 minutes.
The usual loan payment at no extra charge actually takes place within 24 hours. Credit bureau is hidden within the scope of the legal freedom of a loan offer from Germany. The offer comes extremely close to the credit in 24 hours without Credit bureau in the account.